Searching for quality pet insurance for your dog?

1.     They approve and pay the claims; I challenge anyone out there to find comments on the internet claiming that Petsy would not approve and pay the claim. I believe the lack of negativity in this regard is due to their transparency; people understand their plans and don’t make frivolous claims for things they aren’t covered for, perhaps?

2.    Excellent customer service, pet knowledge, and the people who answer the phones are very knowledgeable about their product.

3.    They make it very simple to file a claim, process claims quickly, and deposit payments into their customers’ bank accounts as soon as possible.

4.    People fully understand their coverage and make appropriate claims. This relates back to their openness about their details.

5.    They occasionally provide some very nice introduction offers, as well as the usual limited time offers, promotional codes, and reasons for giving people discounts. People in Australia value all of these things.

I would have liked Petsy to offer higher limits given how expensive everything in Australia is now and is expected to be within the next 12 months.   If your dog needs some major surgery, the costs can be astronomical, some might even say unbelievable.   However, $25,000 is a good number if you can expect to get 90% of that back.   What’s the point in being able to take out a $40k per year limit pet insurance policy if the company is only going to pay you back around 60% of that?

Sure, opting for a $25,000 per year limit will result in a significant monthly premium, but consider how expensive it can be when something goes wrong with your dog and they end up in the hospital for extended periods of time. Major surgical and hospital bills for dogs can be so exorbitant that it might raise an eyebrow in the eyes of someone like Elon Musk.

Although they are not the only company to do it, very few do follow in the footsteps of Petsy Pet Insurance and have absolutely no sub-limits.

Except for a few very good companies, almost every other pet insurance company policy I reviewed imposed sub-limits on their customers.

I’m not sure why the other companies do this because I imagine that once people realise that companies like Petsy Pet Insurance exist, they’ll all jump ship and join Petsy.

In any case, the absence of sub-limits on Petsy Pet Insurance means that you can claim up to your overall benefit annual limit on any claimable item covered by your policy without being restricted by a specific sub-limit cap.

Obviously, you never take someone’s word for it when it comes to insurance; you check the PDS to see what treatments and procedures are covered and don’t stop going through it until you fully understand it.

Pet Insurance Plans from Petsy provide an appealing, all-inclusive range of coverage.   When you consider that the most common complaint from pet insurance customers is that their providers do not pay for their pets’ essential care, choosing a plan with Petsy Pet Insurance that comes with rather extensive coverage by default may help you avoid experiencing the same thing.    Petsy, unlike most other pet insurance companies, provides coverage for animals as young as 6 weeks old, just in case you weren’t impressed with them yet.

Surprisingly, Petsy is possibly one of the only or very few providers that offers customers the option to exclude the costs of vet consultations from their policy, essentially lowering what you’d pay in premiums. To remove the consultation coverage from your policy, simply contact Petsy through one of the approved channels.

Another way Petsy tries to please their customers is by offering a variety of add-on cover options that are available for both the comprehensive and build-your-own plans. Dental problems, behavioural problems such as excessive licking, fur pulling, pacing, and destructive chewing are additional concerns. Complementary therapies like acupuncture, physiotherapy, and hydrotherapy are also available. Petsy does not offer a routine care cover add-on, in contrast to many other providers. It’s probably not a disadvantage at all given how frequently the value of routine care coverage is restricted, but rather a benefit.

As with most pet insurance providers, Petsy allows you to visit any registered vet in Australia and when you combine this with the fact that they make is so easy for their customers to process claims via their Portal (A specifically designed website for making claims and other accessing other information relating to your policy) and the fact that your claims are typically processed within 5 working days, there’s a lot to smile about when it comes to Petsy Pet Insurance.

Even travelling with a pet is covered. In addition to being covered all over Australia, you will also be protected if the scope of your vacation takes you to New Zealand or Norfolk Island, which is not too shabby folks.

Another optional feature offered by Petsy is emergency pet boarding, which covers the cost of boarding your pet for up to 30 days in the event that your much love doggy is unexpectedly hospitalised for four or more days in a row.

Another great feature you should demand when buying pet insurance in Australia is lifetime coverage. Naturally, as you might anticipate, Petsy Pet Insurance provides lifetime protection. Although you must apply for coverage prior to your pet’s ninth birthday, you can benefit from lifetime coverage as long as you keep renewing your plan without any gaps in coverage.

Petsy appears to take pride in helping others and is active in the community.   It is dedicated to sustainable practises, recycling and uses materials able to be composted and for the most part is only digital (paperless) whenever possible.

Petsy is also passionate about assisting small businesses, giving back to the community, and advancing causes that are important to it. There are many benefits to Petsy Pet Insurance, but the one thing that might turn people away is that they are not cheap.

They are, indeed, one of the most expensive premiums you will come across, but while this may be the case, I ask you to keep an open mind.

What’s the point of having a low-cost Pet Insurance policy that covers little and is unlikely to pay your claims? There is no getting around the fact that you get what you pay for. Instead of paying less for substandard coverage through a less than wonderful Pet Insurance Company, you might prefer to pay more for pet insurance through Petsy that provides the necessary protection.